Which item is NOT required in the Outline of Coverage for a health insurance policy?

The Outline of Coverage for a health insurance policy is designed to provide potential policyholders with clear and concise information regarding the key features of a health insurance product. One of the primary purposes of this outline is to help consumers understand their coverage, including what is included and excluded, the benefits, and the eligibility requirements.

A projection of the policy's future costs is not included because insurance policies have terms that are subject to change based on various factors such as changes in premiums or policy modifications. While consumers need to be aware of current costs and potential out-of-pocket expenses, projecting future costs can be speculative and may not accurately reflect the financial landscape.

In contrast, including a summary of benefits helps outline what is covered under the policy, eligibility criteria specify who can enroll in the plan, and an exclusion list clarifies what is not covered by the insurance. These elements are essential for helping consumers make informed decisions regarding their health insurance choices.