What type of benefits does a Multiple Employer Welfare Arrangement (MEWA) provide?

A Multiple Employer Welfare Arrangement (MEWA) primarily provides health care benefits to its members, who are typically employees of multiple employers. These arrangements are designed to enable small businesses to pool their resources to offer health insurance coverage to their employees, which they might not be able to afford individually. MEWAs can also offer additional related services or plans, but their core function is to provide health benefits efficiently and affordably.

While insurance can encompass various types, in the context of MEWAs, the focus is predominantly on health care coverage. Therefore, identifying “insurance” as the primary benefit might suggest a broader interpretation that can include other types of coverage. However, it’s essential to note that when specifically discussing what MEWAs provide, health care benefits is the most accurate descriptor and aligns closely with the intent of such arrangements in the realm of employee benefits.