What is required for agents to give to clients when soliciting insurance products?

The requirement for agents when soliciting insurance products is centered around providing clients with a thorough understanding of the available policy options. This is crucial because clients need to make informed decisions based on the products that best suit their needs. By outlining the various policy options, agents help ensure that clients are aware of the different types of coverage, benefits, and limitations that each policy may have. This transparency fosters trust and enables clients to make choices that align with their financial and personal circumstances.

While the other options may pertain to various aspects of insurance sales and might contribute to client understanding, they are not as foundational as providing a description of the available policy options. Clients should be made aware of the full range of choices to compare coverage and prices effectively, leading to more informed purchasing decisions.