How frequently must insurers in Florida provide policyholders with renewal notices?

Insurers in Florida are required to provide policyholders with renewal notices at least 45 days prior to the expiration of their policies. This regulation ensures that policyholders have ample time to review the terms of their renewal, assess their options, and make informed decisions regarding their insurance coverage. This time frame is designed to promote transparency and avoid any lapse in coverage, allowing policyholders to either renew their policy or seek alternative insurance if they find it unsatisfactory. Adhering to this requirement helps maintain a clear line of communication between insurers and policyholders, thereby enhancing customer satisfaction and retention.