Employers with less than how many employees are affected by Florida's Health Insurance Coverage Continuation Act (Mini COBRA)?

Florida's Health Insurance Coverage Continuation Act, commonly referred to as Mini COBRA, is designed to extend health insurance coverage for employees of small employers who might otherwise lose their health benefits due to a qualifying event, such as job loss or reduced work hours. This law specifically targets employers with fewer than 20 employees.

Under this law, employees of businesses with 2 to 19 employees are provided the option to continue their health insurance coverage for a limited period after their employment ends. The Mini COBRA serves as a state level complement to the federal COBRA law, which applies to larger employers.

The presence of this requirement illustrates the focus of Mini COBRA on small employers, ensuring that workers in smaller companies are provided some level of health insurance protection during transitions or job changes.