According to Florida law, group life insurance conversion privileges must NOT require what?

In Florida, group life insurance policies provide certain rights to policyholders, particularly when it comes to converting group coverage to individual coverage after certain events, such as leaving employment. The correct answer indicates that conversion privileges cannot require evidence of insurability. This means that individuals who are converting their group life insurance to an individual policy cannot be required to show that they are in good health or offer proof of their health status.

The rationale behind this regulation is to ensure that individuals who may have developed health issues during their time in the group plan are still afforded the opportunity to secure life insurance coverage when they transition to an individual policy. This protects individuals from being denied coverage due to changes in their health status after leaving a group insurance plan.

In contrast, the requirement for evidence of prior claims, proof of income, and proof of employment would not typically interfere with an individual's right to convert their policy. These aspects may be related to the administration or eligibility for certain benefits but do not affect the fundamental right to obtain individual coverage via conversion, which is aimed at ensuring continuity of coverage regardless of an individual's health situation.